This is a post about how to move to Germany on a budget.
Germany consistently ranks as one of Europe’s most appealing countries to live in. With its high quality of life, strong economy and central location, it’s no surprise that thousands dream of moving there every year. But is it possible to relocate to Germany without breaking the bank? Absolutely! This guide outlines budget-friendly pathways to starting your new life in Germany, from au pairing to volunteering, studying and beyond.
Become an Au Pair
Spoiler alert: I was one!! In a little village just outside Darmstadt… and it was one of the greatest experiences of my life!
One of the most affordable ways to move to Germany (and other countries!) is through the Au Pair programme. As an au pair, you’ll live with a local family and help care for their children, often in exchange for room and board, pocket money and language classes. This is perfect for young people looking to experience Germany’s culture and language firsthand without significant upfront costs.
Key Requirements:
- Aged 18–26
- Basic German language skills (minimum A1 level)
- Childcare experience
- Health insurance coverage
Benefits:
- Free accommodation and meals
- Monthly pocket money (280€)
- German language lessons (the family contributes to the cost)
And it’s super easy to organise! You register yourself as an au pair on Au Pair World where you’ll look for a host family. Once you match with one, you gather the necessary documents, apply for a visa and book your flight!
Read more: How to Be an Au Pair in Europe: A Step-by-Step Guide
Volunteer Through a Social Year (Freiwilliges Soziales Jahr – FSJ)
Volunteering via the Freiwilliges Soziales Jahr (FSJ), or voluntary social year, is another low cost and meaningful way to experience life in Germany. Participants volunteer in areas such as education, healthcare, nature conservation or social work, gaining valuable experience and language skills. This programme is organised and FUNDED by the government! FSJ is popular with young adults looking to gain international experience on a tight budget.
Key Requirements:
- Aged 18–27 years old
- Commitment of 6 to 12 months
- German B2 level (some positions will accept lower levels)
Benefits:
- Monthly allowance (up to 453€ but most pay 250€)
- Housing is often provided or subsidised
- Health insurance coverage
- Language course access or support
Study in Germany
Germany is known for providing low-cost higher education for international students, making it a highly attractive budget-friendly option. Public universities offer excellent courses taught in German and English and tuition is often completely free or very affordable, even for non-EU citizens.
Key Requirements:
- Acceptance to a German university
- Proof of financial stability (German blocked account with around €11,904 per year)
- Health insurance
Benefits:
- Low-cost education at public universities
- Opportunity to work part-time (up to 20 hours/week)
- Pathway to long-term residence after graduation
The Study in Germany website actually has a FREE guide to, well, studying in Germany! You can download it here. Did I mention it was free?!
Job Seeker Visa
Germany offers a unique Job Seeker Visa designed for qualified professionals seeking employment. This visa allows you to live in Germany for up to six months while you search for a job, giving you the opportunity to actually meet with potential employers. While you won’t be earning an income initially, this pathway provides a clear route to employment and residency.
Key Requirements:
- Recognised university degree or vocational qualification
- Proof of financial means to support yourself during the job hunt (approximately €1091 per month)
- Health insurance
Benefits:
- Six months residence permit to find employment
- Opportunity to attend job interviews in person
- Access to Germany’s thriving job market
Working Holiday Visa (Youth Mobility Programme)
If you’re from certain eligible countries, the Working Holiday Visa lets you explore Germany while working to finance your travels. It’s ideal for those seeking adventure with minimal upfront costs.
Key Requirements:
- Aged 18–30 (35 for Canadians)
- Proof of sufficient funds (typically around €2,000)
- Health insurance coverage
- Citizen of Argentina, Australia, Brazil, Canada, Chile, Israel, Japan, New Zealand, the Republic of Korea, the SAR Hong Kong, Taiwan or Uruguay
Benefits:
- Up to one-year residency permit (varies by nationality)
- Flexibility to take up casual employment
- Opportunity to travel and explore Europe affordably
The rules vary depending on where you’re from and also where you can apply. Check specifics for your nationality at your closest embassy/consulate.
Digital Nomad Visa (Freelance Visa)
Germany is an attractive location for digital nomads, freelancers and self-employed professionals. The Freelance Visa allows you to legally live and work remotely in Germany, provided you can demonstrate sufficient income to support yourself. Cities like Berlin are especially popular due to their vibrant communities and affordable lifestyle.
Key Requirements:
- Proof of freelance or remote income (minimum recommended €1,500/month)
- Proof of adequate health insurance
- Documentation of professional experience and business plan (if applicable)
Benefits:
- Freedom to work remotely in the wonderful country that is Germany
- Flexibility to manage your own schedule
- Access to thriving freelancer communities and coworking spaces
- Valid for 3 years!
Read more: Discover 36 Best Digital Nomad Visas for Americans in 2025
Practical Tips for Moving to Germany on a Budget
If applicable, follow these practical tips to keep your budget under control:
- Accommodation: Opt for shared apartments (WG – Wohngemeinschaft), student dormitories or short-term sublets via platforms like WG-Gesucht.
- Transportation: Use Germany’s excellent public transport. Monthly passes and BahnCard discounts significantly reduce costs.
- Cost-Effective Shopping: Shop at discount supermarkets (Aldi, Lidl) and local farmers’ markets for affordable groceries.
- Explore Free Activities: Germany offers numerous free or low-cost cultural events, museums and parks. Take advantage of these to enjoy local life without overspending.
How to Move to Germany On a Budget
Moving to Germany on a tight budget is entirely achievable with the right planning and approach. Whether through au pairing, volunteering, studying, job seeking or freelancing, Germany’s doors are open even if your bank account is limited. The key is understanding your options, careful budgeting and taking advantage of the many resources and programmes Germany offers.
This was a post about how to move to Germany on a budget.